Competitive Rates

CDs and IRAs

Invest in a Victory Community Bank Certificate of Deposit or IRA and earn higher market interest rates. We value our relationship with you, that’s why we designed our CDs with some flexibility not traditionally offered at other institutions. Our CDs allow you to withdraw accrued interest anytime without penalty. View current rates.

Available terms

  • 1 to 3 months (not for IRAs)
  • 4 to 6 months
  • 6 to 12 months
  • 12 to 24 months
  • 24 to 36 months
  • 36 to 48 months
  • 48 to 60 months

Early withdrawal penalties

  • Terms of 6 months or less: 90 days of interest on the amount withdrawn
  • Terms of 7-12 months: 180 days of interest on the amount withdrawn
  • Terms of 13-60 months: 365 days of interest on the amount withdrawn.

Renewal information

CDs will automatically renew for the then current rate for the same term upon maturity. CDs receive ten days grace period. Interest will be paid after maturity unless the CD is renewed.

IRA types

Victory Community Bank offers Traditional, SEP, and Roth IRAs. If transferring an IRA from another institution, please use our IRA Transfer Form for your convenience.