Loan Payment

Effective 8/11/20, the option to use a credit card to make your loan payment will be discontinued.  Your loan payment is important to you, and it’s important to us!  Below, please find several convenient options for making your loan payment(s):

  • In person payment(s) at any of our branch offices
  • Transfer the payment from a Victory/Heartland checking account
  • Initiate an ACH from a deposit account at another bank
  • Mail payment(s) to Heartland Bank, 2500 Chamber Center Drive, Ft. Mitchell, KY  41017

Please contact any branch office for assistance.

Loan Payment


Notice of Fees

Effective September 1, 2017, Victory Community Bank will be making two changes to the way Loan Payments can be made by a credit card.

  • The maximum amount allowed to be charged will be $2,500.00.
  • There will be a $25.00 convenience fee applied to all payments made with either a Debit or Credit Card.

These two changes are due to the increase in processing fees that are incurred when this convenience is used.

Victory Community Bank offers free loan payment options. They include:

  • Transfer or Payment from a VCB checking account
  • Automatic (ACH) payment pulled on the due date from a Checking account
  • In-person payment at one of our Banking Centers
  • Mail payment to Victory Community Bank, 2500 Chamber Center Drive, Ft. Mitchell, Ky, 41017

The Loan Payment by Debit or Credit Card convenience fee is subject to change.

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