Certificate of Deposit and IRA's SPECIALS

Account Minimum to Open Rate APY
8 Month $500 1.99% 2.00%1
17 Month $500 2.23% 2.26%1
24 Month $500 2.72% 2.75%1

Certificates of Deposit and IRA's

Account Minimum to Open Rate APY
1 - 3 Month CD (not for IRA's) $5,000 0.25% 0.25%1
4 - 6 Month CD $500 0.25% 0.25%1
4 Month CD $500 0.40% 0.40%1
7 Month CD $500 0.25% 0.25%1
8 Month CD $500 0.25% 0.25%1
9 Month CD $500 0.50% 0.50%1
12 Month CD $500 0.50% 0.50%1
13 Month CD $500 1.99% 2.00%1
14 Month CD $500 0.60% 0.60%1
18 Month CD $500 1.00% 1.00%1
24 Month CD $500 0.60% 0.60%1
26 Month CD $500 2.57% 2.60%1
36 Month CD $500 1.00% 1.00%1
37 Month CD $500 2.62% 2.65%1
48 Month CD $500 1.59% 1.60%1
60 Month CD* $500 1.59% 1.60%1

1 Open a new primary checking account and receive a 0.25% increase (added) to the CD. A primary checking account is one in which the customer's payroll or retirement benefits are automatically deposited into the new account. Transfers from existing VCB accounts do not qualify.

Consumer Deposit Rates

Account 0.01 - 499.99 500.00 - 999.99 1,000.00 - 2,499.99 2,500.00 - 4,999.99 5,000.00 - 9,999.99 10,000.00 - 24,999.99 25,000 - 99,999.99 100,000.00-
NoN-Interest Checking Accounts
Victory Student Checking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Victory Virtual Checking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Victory Fresh Start Checking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Victory Freedom Checking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Checking Accounts
Victory Freedom Plus Checking 0.00 0.15 0.15 0.15 0.15 0.15 0.15 0.15
Victory Exclusive Checking 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25
Victory VIP Mortgage Checking 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25
Interest Savings Accounts
Victory Minor Savings 0.15 0.15 0.15 0.15 0.15 0.15 0.15 0.15
Victory Savings 0.15 0.15 0.15 0.15 0.15 0.15 0.15 0.15
Victory High Yield MMKT 0.15 0.15 0.15 0.15 0.15 0.15 0.15 0.15
Victory Stress Free MMKT (Grandfather) 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25
Victory Exclusive Savings 0.50 0.50 0.50 0.50 0.50 0.50 0.75 1.50
Victory VIP Mortgage Savings 1.00 1.00 1.00 1.00 1.00 1.00 1.00 1.50
Victory H.S.A. 0.00 0.00 0.25 0.25 0.50 1.00 1.00 1.50
Victory Holiday Savings 0.30 0.30 0.30 0.30 0.30 0.30 0.30 0.30

Business Deposit Rates

Account 0.01 - 499.99 500.00 - 999.99 1,000.00 - 2,499.99 2,500.00 - 4,999.99 5,000.00 - 9,999.99 10,000.00 - 24,999.99 25,000 - 99,999.99 100,000.00 - 249,999.99 250,000.00+ 
NoN-Interest Checking Accounts
Victory Basic Business Checking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Victory Small Business Checking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Victory Civic & Community Checking 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
Interest Checking Accounts
Victory Small Business Plus Checking 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25
Victory Business Checking 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25
Victory IOLTA/IOTA Checking 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25 0.25
Interest Savings Accounts
Victory Business Basic Savings 0.15 0.15 0.15 0.25 0.25 0.25 0.25 0.25 1.00
Victory Business Savings 0.15 0.15 0.15 0.25 0.25 0.25 0.25 0.25 1.00
Victory Business Elite Savings 0.15 0.15 0.15 0.25 0.25 0.25 0.50 0.50 1.00
Victory High Yield Business MMKT 0.00 0.00 0.00 0.25 0.25 0.25 0.25 0.25 0.25