About Us
Meet Our Friendly Community Bankers
History
Victory Community Bank, headquartered in Ft. Mitchell, KY, was founded in 2002. The founders and principal owners are John G. Kenkel, Jr. and Henry Fischer. Mr. Kenkel and Mr. Fischer's first partnership developed when they begin Victory Mortgage, LLC in 1991. By the end of 2001, Victory Mortgage closed over one billion dollars in mortgage loans. The success of Victory Mortgage has ranked it in the top five mortgage companies in Greater Cincinnati and the top ten of all mortgage-producing companies in the area.
Philosophy
The banking industry has migrated from customer service as their #1 priority to offering more products and charging higher and more fees to their customers. The "big banks" must continue to add more bells and whistles to their product offering in order to compete with each other. They continue to add more and higher fees to make up for their spread they're loosing on their product offering. This shift has left the customer with little or no personal banking experience.
Victory Community Bank has a very different approach to banking. In this time of keeping customers out of the lobby and getting them in and out as quickly as possible, our philosophy is to invite our customers in and to build solid financial and friendly relationships with them. Our focus is relationships.
Our product offering has been designed in conjunction with our focus on building customer relationships. We offer all the basic banking products our clients need. Our product line-up includes personal and small business checking accounts, savings accounts, CD's and money market accounts; all with better than market rates. We also offer CD/IRA investments and a full line of lending products. These include first and second mortgage products, bridge loans, construction loans, commercial real estate loans and installment loans. We've chosen to leave the bells and whistles to the "big bank."
In summary, Victory Community Bank offers world-class service and better interest rates. We're back to the basics and "Banking in your best interest."
