Victory Community Bank, headquartered in Ft. Mitchell, KY, was founded in 2002. The founders and principal owners are John G. Kenkel, Jr. and Henry Fischer. Mr. Kenkel and Mr. Fischer's first partnership developed when they began Victory Mortgage, LLC in 1991. By the end of 2001, Victory Mortgage closed over one billion dollars in mortgage loans.
The banking industry has migrated from customer service as their #1 priority to offering more products and charging additional and higher fees. The "big banks" must continue to add more bells and whistles to their product offerings in order to compete with one another. This shift has left the customer with little or no personal banking experience.
Victory Community Bank has a very different approach to banking. In this time of keeping customers out of the lobby and getting them in and out as quickly as possible, our philosophy is to invite our customers in and build solid financial and friendly relationships. Our focus is relationships.
Our product offering has been designed in conjunction with our focus on building these relationships. We offer all the basic banking products our clients need. Our product line-up includes personal and small business checking accounts, savings accounts, CDs and money market accounts; all with better than market rates. We also offer CD/IRA investments and a full line of lending products. These include first and second mortgage products, bridge loans, construction loans, commercial real estate loans and installment loans.
In summary, Victory Community Bank offers world-class service and better interest rates. We're back to the basics and "Banking in your best interest."